Now is the time for a checkup on your healthcare offerings

How a Great Broker Can Save You Money AND Bring Stronger Plan Options in 2025

Hi, busy business owner!

It’s almost the new year again — which means the Q4 renewal costs have been published and companies are shopping carriers.

The average health plan costs are projected to rise 6-10% for 2025. It can be a challenging time because costs rise, plans look the same, or worse, and relaying the news to your team is deflating.

But maybe your options are better than you think. Reevaluating now could mean big savings for your business AND happier employees come January. It also costs nothing to go through the process of reviewing options, so why not?

Here’s where it gets good: the secret weapon you didn’t know you needed — an amazing healthcare broker. The right broker can transform your offerings all while saving you money. Sounds like magic, but it’s just expertise.

If you’re using a PEO as your broker, or just relying on the only options you think you have, you are not getting a wholistic view of the options available.

Here’s what a great broker can do for you:

  1. Negotiate lower premiums – They’ve got insider connections, access to an array of plan types and professional expertise. Their abilities to bring strong plans are far greater than you could get on your own or with a PEO-provided broker.

  2. Offer plans that actually suit your team – Better options = happier employees. And happy employees tend to stick around(a win for everyone!).

  3. Handle the details so you don’t have to – Because you didn’t start a business to spend your days deciphering insurance jargon.

Bottom line: now’s the time to do a quick checkup on your health care plan and make sure you’re not leaving money on the table.

Want our help connecting with a broker? We can help connect you with exceptional brokers that fit your needs.

As a reminder, Crunch HR only recommends exceptional people and businesses to work with based on our own prior experience, and our recommendations do not lead to any commissions, kickbacks, gifts or favors for us. As it should be.

We’d love to facilitate the process. Just shoot us a note to get going at info@crunchhr.com and let’s get crunching!

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